Microsoft launches ‘All Access’ payment plan for Surface products

Microsoft is trying to make it simpler and cheaper — up front, at least — for customers to buy into its Surface lineup. It’s launching a new payment option called Surface All Access that, for a monthly fee, will give customers a Surface device and access to Office 365.

But while this sounds like a subscription service, it’s not. In reality, Surface All Access is just a well branded payment plan. So unlike a phone upgrade program, you don’t trade in the Surface devices for better ones later on; you keep paying month to month until you finally pay off the purchase after two years.

The advantage of buying through the All Access program is that the pricing is somewhat cheaper,…

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